 Did you know that you can be held liable if your dog bites someone? It’s true. Dog owners are often sued because of their pets’ behavior. In fact, each state has its own law concerning owner responsibility for dog bites. The level of liability ranges from “Strict Liability,” in which you are automatically held liable regardless of the circumstances, to a “One Bite Rule,” where owners may get a break for their dog’s first offense.
In the insurance world, the Personal Liability limit on your Home or Renters policy will defend you against claims of bodily injury from dog bites. Because of this loss exposure, insurance companies ask about the breed of dog in your home and often will exclude coverage based on the breed’s reputation. What are the Dog Owner Liability laws in your state? Here’s a handy reference guide to the Dog Bite Liability laws in each state (thanks to the Independent Agents & Brokers of America). If you have questions, simply reply to this email or contact us.
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 Here at Brock-Norton Insurance Agency we all love our pets. Almost everyone in the office has a pet, and we would do anything to make sure our pets are happy and healthy. As pet owners, we know that costs for Veterinary visits can be unpredictable.*
There are many reasons for the bill for your pet’s exam to be expensive. Your bill can include charges for:
To go into some depth about the average costs of vet visits, most routine physical exams cost around $45 to $55. Most of the times those exams will include routine vaccinations. The average costs of those vaccinations per shot are between $15 and $28. Here are some additional costs for tests and services;
On average, the typical vet visit for dogs will cost between $200-$400 and $90-$200 for cats. If an illness is discovered, the costs increase. For example, if your dog’s heartworm test is positive, the treatment could cost between $400 and $1,000. Emergency treatment is another expense that can quickly add up and run up past $1,000. (Source: Wellness Pet Food, https://www.wellnesspetfood.com/our-community/wellness-blog/average-cost-taking-your-pet-veterinarian). Pet Insurance is an option to help control these costs. Safeco Insurance Company offers an affordable Pet Insurance policy. From Safeco website (https://www.safeco.com/products/pet-health-insurance) Coverage for Your Pets
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Call us or email us for more information. We'll be happy to run some quotes for you. *Keep in mind that is it possible for the vest costs to vary greatly depending on where you live* |
About UsBrock-Norton Insurance Agency was born in 1992 when Jim Norton, Sr. and Everett Brock combined their agencies and talents. We have steadily grown to become one of the premier Property & Casualty agencies in the Washington DC area with clients in almost every state. As an independent insurance agency, our goal is to assist you in all your insurance needs. Categories
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