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BrocK-Norton   Insurance

Coverage, Education, Support

Train and Prepare Your Employees to Stay Safe in The Heat

8/18/2022

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The health and safety of your employees should be one of your biggest concerns when they are working outside in this summer heat. There are many things you as an employer can do to help prevent any incidents caused by the heat. Listed below are a few ways you can keep your employees safe out in the heat. 

• Provide access to water, rest and shade. 
• Schedule jobs to allow for rest or rotation of your employees.
• Schedule more physically demanding tasks during cooler times of the day.
• Train your employees to recognize heat illness symptoms and take preventative measures throughout the work day.
• Require employees to wear breathable, light clothing.
• Create and maintain an emergency action plan for heat emergencies. Communicate the plan to your employees.
• Provide first-aid training to your employees for heat emergencies.

Learn more about heat safety at http://blog.buildersmutual.com/can-you-take-the-heat.


                          These tips are provided by OSHA and Builder's Mutual,  www.buildersmutual.com
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U.S. Department of Labor’s OSHA Announces $3,403,139 In Coronavirus Violations

1/13/2021

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The Federal Government is taking Covid-19 protections seriously and holding companies accountable for the safety of their employees. They have issued citations from around 255 inspections that they carried out. The penalties from those inspections were totaling $3,403,139. We at Brock-Norton wanted to pass this info along to keep you informed.
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Click Here to Read Article
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What Does the New Stimulus Package Means for Businesses?

12/31/2020

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Congress has recently passed the COVID Relief Bill which extends portions of the CARES Act that was passed in March. As part of the relief for small businesses, a second draw option for PPP loans may be available to you. Many are still combing through the full text of legislation to provide clarity on the bill. We at Brock-Norton understand these changes may impact your business and are working to provide resources as they are made available. For a concise breakdown of the COVID relief bill, please click on the link below to read the FAQs from the United States Chamber of Commerce.

Click Here to Read Article
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A message to our valued clients:

10/9/2020

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COVID-19 continues to affect us all.  Here are Brock-Norton we are committed to keeping our clients abreast of any updates or resources that we can provide during this challenging time. As you are aware, the outbreak of COVID-19 has placed considerable stress not only on individuals and families but the business community as well. We know many are concerned about cash-flow and future revenue. If your business has been adversely impacted by the coronavirus pandemic, here are a few things we can do to help:

  1. Reach out to carrier partners to discuss flexible premium payment options.   Several carriers have been waiving late fees and offering extensions on due dates.  We can contact your carrier to see what payment arrangements can be made for you.
 
  1. Update policy payroll and sales exposures to reflect the quarantine’s effect on your business.  Many policy premiums are based on payroll and gross sales estimates.  If you had to lay off or furlough employees due to the closures or had a reduction in work available for current staff, your gross payrolls will decrease.  We can review your policies to determine if any adjustments are needed that can reduce your premium.  Insurance carriers have started discounting furlough payroll from Work Comp audits.  See our post, Pandemic Payroll Tips for Work Comp Audits, for more info. 
 
  1. Provide recommendations for vendors offering short term lending or loans to assist you in maintaining operations. We have information from companies like Heartland, Complete Business Capital, and the SBA that can provide financial assistance via loans for business owners. Please note that we have no control over any terms or acceptance for any financial products.  We are simply here to provide the information if you choose to pursue that avenue.
 
  1. Speak to you about your coverages and how they may respond to claims related to the Coronavirus pandemic. We always strive to help you understand your coverages and how they protect your most valuable investments. We are happy to discuss coverage scenarios and review individual policy language. As always, we cannot guarantee coverage of any claim as the ultimate decision resides with the carriers and/or courts within your jurisdiction.  Please see our article on The Effects of Coronavirus on Your Business for additional information.  
 
We understand that these are unprecedented times and require unprecedented solutions. We hope that you will look for opportunities to stay positive and spread love and joy wherever and whenever possible. If you can stay quarantined, please do so out of consideration for healthcare workers and those with compromised immune systems. We will continue to provide resources as they become available.

Please do not hesitate to reach out to us if we can be of further assistance. We appreciate your time and look forward to continuing to be of service.

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Are you ready to reopen safely?

6/15/2020

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Businesses all over the Washington Metropolitan area preparing to re-open and we want to make sure you are ready. Brock-Norton has created a “Re-Opening” Handbook to help you plan and manage re-opening in accordance to State and CDC Guidelines for the safety and well being of your employees and customers alike. This handbook contains provisions on cleaning, social-distancing and state specific information (MD, DC and VA) to help you get back to business. For additional information and resources, please visit our “COVID-19 Resource Page” on www.brocknorton.com.

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    About Us

    Brock-Norton Insurance Agency was born in 1992 when Jim Norton, Sr. and Everett Brock combined their agencies and talents. We have steadily grown to become one of the premier Property & Casualty agencies in the Washington DC area with clients in almost every state. As an independent insurance agency, our goal is to assist you in all your insurance needs. 

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