 In an increasingly digital world, we are more cognizant than ever of the need to protect our personal information. We place credit freezes on our cards and encrypt our Apple watches. Business owners that collect PII and PHI (Personally Identifiable and Protected Heath Information) face serious liability risks if they don’t properly secure it. Now, the stakes are even higher as PHI also includes Biometric information such as retina scans, fingerprints, and facial features.
In 2008, Illinois became the first state to enact laws protecting the privacy of biometric data. Other states such as Washington, Texas and Virginia are introducing laws to govern this data, and Federal legislation may follow soon as well. In the meantime, insurance carriers have been silently crafting BIPA exclusions to scale back the broad coverage provided in cyber policies. So where does this leave the business owner in the event of a suit? You guessed it, holding the bag. In 2020, Facebook agreed to a $650 million settlement in a BIPA class action lawsuit (Patel v Facebook, Inc.), one of the largest consumer privacy settlements in US history. In light of this, we want to arm you with the information you need to protect your business and safeguard the private information your business may collect. Check out the articles for important information on this topic: U.S. Biometric Laws & Pending Legislation Tracker The Evolution of Biometric Data Privacy Laws
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If you drive for a rideshare company, you already have auto insurance. But are you certain you’re covered while working?
Most drivers assume that they are. After all, both Uber and Lyft have insurance plans as a part of the package. But there may be big gaps in your coverage that you aren’t aware of - especially if you still have your personal auto policy and not a commercial auto policy. Here’s what to look for:
Talking to an agent about your rideshare job, even if it is a side hustle, is worth it. You deserve to be protecting when you’re working hard out on the road. |
About UsBrock-Norton Insurance Agency was born in 1992 when Jim Norton, Sr. and Everett Brock combined their agencies and talents. We have steadily grown to become one of the premier Property & Casualty agencies in the Washington DC area with clients in almost every state. As an independent insurance agency, our goal is to assist you in all your insurance needs. Categories
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